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Writing Payment Reminders: Friendly Reminders Before Dunning

A friendly payment reminder can work wonders. Here\

Markus Wagner · ·9 min read read

Before sending a formal dunning letter, a friendly payment reminder is often the better way.

Payment Reminder vs. Dunning

Payment ReminderDunning
Friendly toneFormal tone
No costsCan include dunning fees
No deadlinesDeadline setting
Relationship-preservingCan strain relationship

When to Send a Payment Reminder?

  • 3-5 days after due date
  • Before first dunning
  • For otherwise reliable customers

Sample Payment Reminder

Subject: Friendly Reminder - Invoice No. 2025-042

Dear Mr. Müller,

While reviewing my records, I noticed that invoice No. 2025-042 from November 15, 2025 for 1,785.00 euros is still outstanding.

If your payment has crossed with this message, please consider this reminder void.

If you have questions about the invoice, feel free to contact me.

Best regards Max Mustermann

Tips for Effective Payment Reminders

  1. Stay friendly - Maybe the invoice was simply forgotten
  2. Mention all details - Invoice number, amount, due date
  3. Make payment easy - Send bank details again
  4. Allow for response - Report if there are problems

Automate payment reminders? With Clever Invoice you keep track of all open invoices.

Frequently asked questions

How many payment reminders should I send?

Usually one payment reminder is enough. If the customer doesn't respond, the first dunning follows after 7-14 days.

Can I charge dunning fees in the payment reminder?

No, dunning fees are only permissible from the dunning letter after default occurs. The payment reminder is not yet a dunning.

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